Wills & Legacy Planning
Learn WHAT it takes (and WHY you must) secure your legacy in this video blog post. Plus, you'll hear our BIG ANNOUNCEMENT! This 'vlog' is part 2 of a two-part live facebook broadcast, to see part one visit our Facebook page at https://www.facebook.com/YourPersonalEconomy A good person leaves an inheritance for their children’s children... Learn how to do it here http://tinyurl.com/jlecm47 [Tweet this] Purses, Pearls & Pumps book ...
You’ve Been Lied To! The TRUTH about credit cards
Recently I read an article in BE magazine, "5 situations when it’s OK to close a credit card." On first glance, it seems this article will give enlightenment on the folly of credit/debt- but alas it doesn’t and gives me a perfect entry into this pressing subject. The title alone set me on edge, “when its OK to close a credit card”, as if there was a time when it wasn’t… I still gave the article a chance, but was disappointed ...
But Brad & Bonita , How do I get my (______) on board?
After “why is it bad to just have one credit card?”, this is the most common question we get since starting this blog. You’re excited about the idea of being debt free and may have already started taking the steps to get there. After finding out that your spouse, parent, friend, etc, etc. is just fine where they are you wonder “How do I get my (____) on board with trying to live debt free?” I (Bradley) must confess Bonita was ...
What financially empowered people do- part 1
There are a lot of blog posts and editorials about “What millionaires do” and why you are broke/poor/etc. because you don’t do those things. I suggest we change the focus. I am not saying you don’t have a chance of being a millionaire; hey, anything is possible. But, I pride myself on meeting people where they are and I know there are more people who are thinking about catching up on their student loans or seeking methods of paying ...
Insurance, by the numbers
Let me preface this post by stating the following two things: 1. Everyone does not need life insurance! The reasons for NOT needing it… * No one is depending on your income to survive * There is no family, charity, non-profit organization or cause you desire to leave something for Otherwise, you need life insurance. 2. Insurance is income replacement * By that definition, children who do not contribute to the survival of a family with ...
It takes more than money
In a recent blog post/newsletter I spoke on a seemingly non-financial topic and I had reservations about it. Much like the topic of that post, I had to ‘cast the net’ and let God do what He does. The submitted comments and feedback was very encouraging. My reservations stemmed from the idea that our newsletter was about “financial” topics and how does spiritual topics fit in that mold? The truth is spiritual issues are tied to many of ...
Blocking your blessing WHILE being blessed
You can block the size of a blessing WHILE you’re being blessed Luke 5:1-10 This scripture doesn’t directly relate, but stick with me. Several months ago I posted a praise report of an incredible weekend for our “businistry”, YPE. It was a great weekend, but I minimized the blessing (and the potential for others being blessed) and God chastised me for it. I spoke at a church and was given the opportunity to sell our books and ...
What nearly running out of gas taught me about finances
I will admit that I'm not a car guy. I take care of minor maintenance; gas, washer fluid, bulbs, etc. I rarely wash my car and take it to get oil changes and tune-ups a little too infrequently to be honest. So fast forward to earlier this week, the car had been running rough for a few weeks AND it was time to fill up (based on the warning light). We're freshly back from vacation and now the things I put off (which I planned to do before we ...
Stop Dreaming, Start Planning!
Father's Day weekend I presented to young men ages 8-18 about financial fitness at the B.O.L.D. (Believe Obey Lead Disciple) conference in Irving, TX. They were broken into three groups based on age and I was given the task of teaching them about money; how to better handle it, how it impacts their future, why they need to develop a giving spirit and more. The middle group (12-14 year olds) was the toughest group- I used candy on the 8-11 ...
Introducing the Money Talks video blog!
It's finally here, the Money Talks video blog. This is the first of many videos created to give you tips and resources to help you on the financial empowerment journey. In the video above we address one of your submitted questions, "What is a credit score and why do I need one?" We want to answer the questions you have about personal finance too, so send them in! Connect with us in multiple ways: * Email * Use our anonymous ...